Our Mission

Building opportunity.
Expanding credit access

Our Mission

We are building a new world of financial opportunity built on three key pillars.

Mission image

Inclusion

Everyone deserves an opportunity to live a better life. Today, we’re focused on the approximately 90 million consumers across North America and the UK who aren’t being properly served by the mainstream—but the global challenge of inclusion is one that we have in our sights as we continue to grow.

Evolution

We want to see consumers thrive. So instead of helping them once then saying goodbye, we are committed to giving them the potential to evolve to other credit products over time.

Experience

Every individual deserves respect, so we’ve built an industry-leading digital experience that hinges on exceptional service. We also provide financial tools, education and other products designed to help consumers learn and succeed on their financial journey.

Our Commitment

Family cycling outdoors

Graduation Program

As customers  demonstrate  responsible repayment behavior, many may qualify for lower rates or more favorable terms depending on the product. The graduation programs facilitated through our platform are designed to help consumers evolve along their financial journey and access better credit opportunities over time.

Parent holding child by window

Financial Wellness Support

Through our partnership with SpringFour, we help connect consumers with trusted free resources that can provide support during times of financial need. From assistance with everyday expenses to employment and wellness programs, SpringFour offers access to thousands of vetted resources designed to help consumers move forward with confidence.

Find financial assistance and savings near you.

Propel has partnered with SpringFour, an online tool that connects consumers with resources in their communities to help them manage their finances.
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Industry Associations

Propel Holdings is an active member of leading industry associations that support responsible lending, innovation, and strong consumer protections across our markets. We participate in the Online Lenders Alliance (OLA), the Canadian Lenders Association (CLA), and the Consumer Credit Trade Association (CCTA), working alongside peers to help shape best practices, advance industry standards, and promote access to fair and transparent credit.

Online Lenders Alliance (OLA)

Canadian Lenders Association (CLA)

Consumer Credit Trade Association (CCTA)

Puerto Rico International Banks Association